Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,095 5,095 5.09
HDFC Dynamic Debt Fund - Growth Option 100000 101,088 1,088 1.09
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,095 Not Applicable Not Applicable 1,528 3,566
HDFC Dynamic Debt Fund - Growth Option 1,088 Short Term Not Applicable 326 761

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 08-12-2022
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.54 9.54 10.39 8.97 5.2 7.57 7.85
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.18 5.69 5.59 6.92 4.8 7.02 7.6
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.18 5.69 5.58 6.92 4.79 7.01 7.3
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.64 4.15 3.13 5.76 6.62 7.61 5.9
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.38 4.06 4.41 7.14 7.22 9.29 8.47
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.73 3.97 3.95 6.24 6.24 - 6.45
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 3.64 3.34 4.77 5.6 6.98 6.56
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 3.42 4.65 5.85 6.0 - 6.61
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.98 3.25 3.05 4.43 5.99 6.67 6.24
ITI Dynamic Bond Fund - Regular Plan - Growth Option 05-07-2021 1.2 3.21 - - - - 3.69
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 2.47 3.05 4.47 - - 5.75
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 2.31 1.92 4.47 5.0 7.21 6.97
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 1.61 2.24 2.03 4.83 5.79 7.46 5.64
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.3 2.13 2.98 5.87 6.97 8.15 8.06
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.58 1.99 2.42 4.73 5.98 7.33 7.42
IDBI Dynamic Bond Fund Growth 21-02-2012 1.17 1.91 3.61 5.8 5.05 5.51 5.81
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.66 1.8 3.15 6.35 6.95 7.8 7.99
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.69 1.43 2.72 5.51 5.6 7.24 6.36
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.75 1.09 4.68 6.08 4.84 6.95 8.14
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.14 1.07 2.03 5.73 6.27 7.51 6.65
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.11 1.03 1.94 4.63 5.73 - 5.55
IDFC Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.62 0.71 1.57 5.57 6.31 7.65 7.64
Mahindra Manulife Dynamic Bond Yojana - Regular Plan - Growth 01-08-2018 1.61 0.41 1.66 3.03 - - 4.15
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 - - - - - 2.93
Baroda BNP Paribas Dynamic Bond Fund-Defunct Plan - Growth Option 01-01-2013 0.0 - - - - - 3.09
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.51 -0.27 1.25 4.51 5.21 6.14 6.31