Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,995 6,995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 108,444 8,444 8.42
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,995 Not Applicable Not Applicable 2,099 4,897
HDFC Dynamic Debt Fund - Growth Option 8,444 Short Term Not Applicable 2,533 5,911

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 21-01-2025
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth 16-05-2007 1.22 9.82 8.9 6.56 6.81 7.0 6.9
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.57 9.47 7.91 5.89 6.33 6.95 7.67
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 9.35 8.26 6.68 6.74 6.68 6.87
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.71 9.19 7.91 6.4 6.51 6.59 6.51
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 9.0 8.09 7.11 6.67 - 6.86
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.33 8.9 7.97 6.2 6.57 7.62 8.01
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 8.81 7.85 7.34 7.2 6.29 7.61
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 8.8 7.45 5.9 5.67 6.84 7.4
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.77 8.77 7.61 6.12 5.87 6.77 5.85
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.2 8.72 7.2 6.18 - - 5.76
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.45 8.51 7.69 6.73 6.39 7.24 6.07
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.52 8.48 7.63 5.82 6.64 6.09 8.09
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.64 8.46 7.51 6.02 6.62 7.22 7.88
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.53 8.45 7.37 8.44 8.75 6.64 7.77
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 8.35 7.4 5.36 5.57 5.83 6.46
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 23-09-2004 1.69 8.32 7.55 6.45 5.83 6.33 7.25
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 8.28 7.05 5.21 4.58 - 5.07
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.29 8.21 7.91 6.99 7.26 7.82 8.38
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.97 8.2 7.2 6.18 5.75 6.69 6.61
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 7.58 6.6 5.39 5.3 6.11 6.91
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.03 7.09 6.44 4.92 5.35 - 5.76
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.45 6.79 6.05 5.08 5.13 - 5.87