Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,995 6,995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 107,626 7,626 7.6
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,995 Not Applicable Not Applicable 2,099 4,897
HDFC Dynamic Debt Fund - Growth Option 7,626 Short Term Not Applicable 2,288 5,338

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 21-02-2025
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.71 8.46 8.25 6.3 6.2 6.6 6.52
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 8.41 8.55 6.6 6.58 6.66 6.86
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.29 7.93 7.98 7.01 6.91 7.81 8.37
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 7.78 7.9 7.38 6.89 6.27 7.6
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.64 7.58 7.69 5.89 6.1 7.2 7.85
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.52 7.57 7.71 5.96 6.39 6.06 8.08
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.77 7.48 7.68 6.22 5.53 6.71 5.84
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.33 7.41 8.26 6.16 6.18 7.62 7.98
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 23-09-2004 1.69 7.38 7.78 6.28 5.39 6.3 7.57
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.97 7.3 7.42 6.23 5.64 6.65 6.61
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 7.21 7.58 6.0 5.25 6.82 7.38
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.53 7.15 7.46 8.63 8.87 6.61 7.75
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 7.13 8.14 6.9 6.22 - 6.8
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.4 7.13 8.01 6.83 6.02 7.21 6.06
DSP Strategic Bond Fund - Regular Plan - Growth 16-05-2007 1.22 7.01 8.72 6.4 6.15 6.92 6.85
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.2 6.99 7.38 6.26 - - 5.78
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.03 6.93 6.75 4.86 5.1 - 5.77
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 6.9 7.47 5.52 5.13 5.79 6.44
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 6.85 7.16 5.29 4.35 - 5.03
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.57 6.12 7.87 5.49 5.74 6.86 7.62
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.45 5.69 5.81 4.95 4.89 - 5.77
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 5.68 6.54 5.3 4.95 6.05 6.87