Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,101 7,101 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 106,367 6,367 6.35
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,101 Not Applicable Not Applicable 2,130 4,970
HDFC Dynamic Debt Fund - Growth Option 6,367 Short Term Not Applicable 1,910 4,457

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 24-04-2024
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.25 7.7 6.23 5.08 6.98 7.6 6.76
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 7.28 6.13 6.04 6.42 7.4 6.69
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 7.0 6.98 5.56 7.08 - 6.59
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 6.93 6.96 5.81 7.57 8.81 8.35
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.31 6.88 5.73 5.12 6.88 7.83 7.94
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.71 6.47 6.11 4.86 6.45 7.27 6.4
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.57 6.45 6.22 4.96 7.21 7.84 7.85
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 0.85 6.42 5.81 6.15 6.41 6.94 8.06
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.45 6.38 6.78 5.17 7.18 7.85 5.96
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 6.31 9.52 9.88 6.31 7.24 7.72
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.78 6.13 5.68 4.56 6.08 7.45 5.7
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 6.12 5.47 4.38 6.06 7.52 7.3
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 6.11 7.4 6.13 5.65 6.86 7.53
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.64 6.07 5.32 4.3 6.77 7.67 7.57
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 6.01 5.48 - - - 4.81
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 5.9 6.24 4.66 5.7 6.93 7.13
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 5.63 5.18 3.6 4.38 - 4.62
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.09 5.57 4.95 3.79 6.05 - 5.6
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 5.56 5.67 4.84 5.27 6.68 6.53
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.52 5.54 5.27 3.82 5.95 6.4 6.3
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 5.16 5.28 4.04 5.62 6.88 6.86
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.4518 5.02 4.87 4.32 5.49 - 5.68