Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,241 6,241 6.24
HDFC Dynamic Debt Fund - Growth Option 100000 107,739 7,739 7.74
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,241 Not Applicable Not Applicable 1,872 4,369
HDFC Dynamic Debt Fund - Growth Option 7,739 Short Term Not Applicable 2,322 5,417

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 20-02-2024
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.17 10.24 6.02 5.57 7.33 7.81 6.84
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.62 9.48 5.12 4.91 7.31 7.95 7.71
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.31 9.12 5.51 5.4 7.18 8.01 8.02
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 9.01 6.72 5.92 7.32 - 6.74
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 8.69 5.69 6.19 6.6 7.5 6.72
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.44 8.65 6.63 5.41 7.56 8.0 6.0
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 7.99 5.65 4.96 5.93 7.09 7.21
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 7.96 6.49 5.92 7.77 9.05 8.4
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.74 7.91 5.27 5.27 6.61 7.42 6.42
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 7.9 7.12 6.59 5.85 7.05 7.59
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 7.85 5.35 4.73 6.34 7.64 7.39
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 7.83 4.8 4.2 6.2 6.57 6.39
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 0.85 7.74 5.1 6.02 6.29 7.09 8.09
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.78 7.73 5.55 4.64 6.29 7.59 5.74
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.66 7.7 5.05 5.33 7.33 7.93 7.87
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 7.65 5.85 - - - 5.29
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.54 7.64 9.32 9.95 6.54 7.46 7.79
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 7.41 5.65 5.09 5.46 6.81 6.57
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 7.34 4.45 3.67 4.62 - 4.69
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 7.27 5.06 4.14 5.91 7.09 6.94
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.13 6.54 3.83 3.79 6.11 - 5.6
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.45 5.83 4.55 4.53 5.74 - 5.78