Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,101 7,101 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 107,103 7,103 7.08
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,101 Not Applicable Not Applicable 2,130 4,970
HDFC Dynamic Debt Fund - Growth Option 7,103 Short Term Not Applicable 2,131 4,972

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 11-06-2024
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 8.05 7.93 6.03 6.9 - 6.77
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.61 7.77 7.56 4.78 6.69 7.66 7.68
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.32 7.58 7.12 5.19 6.67 7.85 7.99
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.25 7.58 7.46 5.37 8.04 7.49 6.84
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 7.28 7.11 5.8 6.49 7.05 6.72
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 7.23 8.11 5.86 7.44 8.48 8.37
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.54 7.15 6.98 6.39 6.62 6.7 8.09
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.78 6.96 6.58 4.68 5.89 7.32 5.76
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 6.92 8.54 6.31 5.69 6.71 7.58
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 6.86 6.21 - - - 5.21
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 6.84 6.39 4.64 5.85 7.48 7.38
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.44 6.78 7.87 5.62 6.84 7.77 6.02
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 6.63 6.36 10.19 8.14 7.11 7.75
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 6.51 6.65 3.93 4.54 - 4.83
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.71 6.39 8.09 4.93 6.15 7.1 6.44
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 6.38 7.53 5.02 5.64 6.87 7.21
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 6.26 6.52 3.99 5.75 6.31 6.39
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.57 6.16 7.59 4.76 6.8 7.64 7.86
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.97 6.15 6.41 5.03 5.41 6.71 6.57
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 6.07 6.53 4.35 5.37 6.73 6.92
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.09 5.8 6.48 3.84 5.73 - 5.65
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.45 5.37 5.65 4.3 5.29 - 5.73