Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,398 6,398 6.4
HDFC Dynamic Debt Fund - Growth Option 100000 105,943 5,943 5.94
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,398 Not Applicable Not Applicable 1,919 4,479
HDFC Dynamic Debt Fund - Growth Option 5,943 Short Term Not Applicable 1,783 4,160

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 03-03-2021
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.49 8.71 10.6 9.34 9.93 10.19 9.01
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.66 7.07 4.69 5.19 5.99 7.74 7.76
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.66 7.05 4.68 5.19 5.98 7.74 7.47
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.21 6.95 9.73 9.28 9.14 9.11 8.6
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 6.86 1.45 2.19 4.81 7.2 7.15
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.64 6.86 10.75 9.61 8.69 9.23 8.35
IDBI Dynamic Bond Fund Growth 21-02-2012 1.24 6.72 7.09 7.13 6.01 - 6.16
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.51 6.64 2.6 4.1 5.79 - 7.1
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 01-03-2017 1.44 6.63 9.65 8.5 - - 6.96
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.19 6.26 9.73 9.03 8.09 8.62 7.07
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.64 6.16 10.7 9.38 9.0 8.95 6.09
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 0.74 6.13 7.55 6.92 7.08 8.11 6.85
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 6.08 8.51 7.73 7.94 8.36 7.64
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.67 6.03 9.98 9.01 8.59 - 8.56
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.76 5.94 6.63 5.47 6.48 7.49 8.34
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.07 5.82 7.19 6.8 6.87 - 6.9
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.68 5.55 8.29 7.56 7.53 8.35 6.57
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.73 5.44 9.23 8.3 - - 7.26
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 5.43 8.51 8.08 8.07 8.56 5.93
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 0.66 5.38 5.91 6.42 6.97 7.69 6.81
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.49 5.38 8.96 7.82 7.0 - 7.06
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 5.02 7.51 - - - 7.42
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.98 4.6 8.46 8.86 7.43 7.37 6.68
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.73 4.54 8.74 8.54 8.55 - 8.23
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 4.48 7.75 7.29 7.74 8.19 7.81
HSBC Flexi Debt Fund-Growth 05-10-2007 1.74 4.41 8.19 7.77 6.94 7.77 7.94
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.65 4.33 5.95 5.47 5.4 - 8.07
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 4.16 7.93 7.5 6.67 7.48 7.63
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.65 3.96 7.18 6.73 7.19 - 7.95
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.86 2.34 2.76 4.7 6.65 7.73 8.41