Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,101 7,101 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 106,582 6,582 6.56
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,101 Not Applicable Not Applicable 2,130 4,970
HDFC Dynamic Debt Fund - Growth Option 6,582 Short Term Not Applicable 1,975 4,608

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 09-05-2024
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 7.28 7.66 5.65 7.14 - 6.66
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 6.97 6.9 5.93 6.44 7.28 6.69
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 6.91 7.77 5.8 7.61 8.76 8.36
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.25 6.85 6.82 5.05 7.07 7.59 6.79
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.31 6.83 6.65 5.07 6.9 7.83 7.95
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.64 6.62 6.93 4.43 6.87 7.71 7.61
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 0.85 6.58 6.4 6.16 6.66 6.9 8.07
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 6.38 5.79 - - - 4.98
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 6.38 6.02 10.0 7.01 7.2 7.74
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.78 6.34 6.2 4.58 6.13 7.43 5.72
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 6.29 8.11 6.2 5.71 6.85 7.55
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.45 6.28 7.44 5.32 7.22 7.86 5.98
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 6.25 5.92 4.41 6.12 7.52 7.33
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.71 6.08 7.45 4.9 6.46 7.23 6.41
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.57 6.08 7.31 4.89 7.19 7.79 7.85
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 5.93 7.01 4.75 5.78 6.91 7.16
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 5.8 6.14 3.71 4.49 - 4.69
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 5.68 6.03 4.87 5.33 6.69 6.55
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.09 5.62 6.17 3.77 6.07 - 5.62
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.52 5.57 6.06 3.83 5.98 6.4 6.33
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.45 5.21 5.53 4.32 5.49 - 5.71
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 5.21 6.08 4.1 5.66 6.84 6.87